Resources
Are you an older student loan borrower? These articles and guides will help you navigate student loan relief, pay off your debt, leverage your investments, and retire happy.
The Hidden Costs of Delaying Retirement to Pay Off Student Loans
Here, we’ll explore why focusing solely on student loan debt can compromise your long-term financial health and retirement security.
Trump Won: How Does This Affect Your Student Loans?
Now that the election is over, you may start wondering what will happen with your student loans now that Trump has been elected. How does this affect double consolidation? What about the SAVE Plan?
Consider Forgiveness for Your Federal Student Loans
If you have a high balance on your federal student loans, pursuing a forgiveness strategy could be (A LOT) more effective than paying off your loans.
Legal Challenges Facing SAVE - LIVE UPDATES
Welcome to this live-ish update blog! With the fate of the SAVE Plan uncertain, borrowers can expect a bumpy ride over the next several weeks to months. Here, you can find all the information along with what this means for you as developments unfold with the SAVE Plan.
How To Maximize Your Loans Under the Double Consolidation Loophole
In this article, I will explain how to maximize Parent PLUS loans under the Double Consolidation Loophole.
We discuss strategies to separate loans for optimal consolidation, the importance of timing before the loophole closes, and the repayment plans available. You should act before deadlines to benefit from this loophole.
Balancing Retirement Savings and Student Loan Repayment: A Practical Guide
Struggling to balance retirement savings and student loan repayment? This guide offers practical tips for borrowers over 50, including how to prioritize retirement contributions, manage student loans with income-driven repayment plans, and make smart financial decisions. Discover strategies to secure your future without sacrificing debt management in this comprehensive post.
Considerations When Filing Taxes With Student Loans
Filing taxes can be daunting, especially with student loans involved. The "TAXES" binder image emphasizes the importance of being organized and informed. Whether managing your own student debt or dealing with Parent PLUS loans, understanding tax implications is key to financial well-being.
My Child Just Graduated From College and I Have Parent PLUS Loans. Now What??
Facing the reality of repaying Parent PLUS loans after your child graduates can be overwhelming, but it doesn’t have to be. Our latest guide breaks down everything you need to know about these loans, including repayment strategies to help ease the financial burden. Take control of your finances and explore your options today.
Understanding Parent PLUS Loans: A Guide for Parents of College Students
Parent PLUS Loans offer parents a way to help cover the cost of their child's college education, but they come with unique challenges and responsibilities. In our comprehensive guide, we break down everything you need to know—from how these loans work to the pros and cons—so you can make an informed decision about financing your child's future. Explore the details and get tips on managing the long-term costs associated with Parent PLUS Loans.
Double Consolidation: Your Silver Bullet to Parent PLUS Loans
Tired of Parent PLUS loans holding you back? The double consolidation loophole can cut your payments in half. Learn how in this guide.
IDR Account Adjustment: Get Extra Credits For Past Payments
Have federal student loans? Make sure you’re qualified for the upcoming IDR account adjustment to help you reach repayment and forgiveness faster!
How To Plan Around Biden’s Loan Cancellation
Are you counting on Biden’s loan cancellation in 2023? I wouldn’t. Here’s where 2023’s Supreme Court case stands, and what to focus on instead.
Don’t Miss This 2023 REPAYE Update
What changes are coming to the REPAYE program for student loans in 2023? Learn how to prepare, maximize your benefits, and save thousands on student loans.
Your Top Student Loan Forgiveness Questions, Answered
Did you know older borrowers are the fastest-growing group of student loan holders in the US? If you’re considering student loan relief, this article busts common myths and answers your top questions.
5 Key Pieces of Biden’s 2022 Student Loan Relief Plan
Millions over 50 struggle to pay off their student loans. Learn more about Biden’s updated relief plan, important deadlines, and what to do with Parent PLUS loans.
Download: The Student Loans Over 50 Playbook
My best strategies for cutting your monthly payments, growing your retirement assets, and reaching retirement sooner.